The individual who makes a promise to pay on a promissory note.

• A. Creditor
• B. Maker
• C. Corporation
• D. Transaction

Answer: (B)

On a promissory note, the individual who promises to pay is the maker. The maker signs the note and commits to paying the specified amount to the payee—the person entitled to receive the payment. The creditor is simply the party owed the money, not the one who makes the promise. A corporation is just a business entity, not a role defined by the note, and a transaction is the act itself, not the person. So the maker is the correct term.